Good News on the Financial Front: I can probably get a computer after all.
This is a story of what my life looks like after my mom died.
The day before last I was buying a Mac Pro on Apple’s website. When it came time to put in the credit card information, I figured it was time to go check the various credit card statements to see what sorta credit limit what cards had, after all Mac Pro’s are big chunks of change! Well, in that hasty process I discovered a $130,00o credit card bill.
A credit card bill like that means something like “time to think about selling the house and moving into a trailer home.” Not that I would really mind the trailer home shtick so much… as long as I’ve got a bitch’n computer and studio set up, and good internet, I’m a happy camper.. But my dad has dementia you understand.. and folks with his kind of dementia do much better in familiar settings… thus I’d like to hold onto the house as long as I can.
Not only that but I haven’t really acclimated to all the new responsibilities that my mom’s pass has brought to me… So everything can get very overwhelming fast. So as a result.. the idea of having to figure out things like “how do we sell our house” is just more then I’d want to deal with anytime soon.
Anyway, this morning I look at the credit card bill again and realize it’s not a credit card bill but a loan…. So the interest is like.. less then half what I feared, and isn’t compounded monthly.. its annual.. which makes it more like… well it’s what we call in the biz “good debt” as a pose to “bad debt” which is what credit card bills are.
This doesn’t mean I’m in a good financial situation.. after all I got a pretty big loan there.. but it’s as if I had a crazy weight over my head for a couple days, and now it just lifted… and now I can probably get that computer after all!